Premier HomeAssurance Insurance

Pay for any loss or damage caused by Insured perils* to:

• Renovation, Fixtures & Fittings

• Household contents like furniture, domestic appliances, audio equipment, clothing, jewellery** and personal effects belonging to the Insured and family members.

For additional coverage and benefits information please see the Premier HomeAssurance Benefits at a Glance Table (pdf)

**Total value of jewellery and valuables should not exceed 25% of sum insured  and S$2,500 for any one article. Valuables refers to platinum, gold and silver  articles, watches, works of art, paintings, carpets, rugs, fine glassware, crystal,  antique and other collectable property.

*Insured Perils:

Additional Contents:

S$32.10 annual premium per S$10,000 sum insured 
 
Building:

S$64.20 annual premium per S$100,000 sum insured

Q: What is so unique about this Premier HomeAssurance Policy from other home plan?

Most home insurance plans offer protection for your household contents and renovated items only. But Premier HomeAssurance Policy is a unique home plan that offers comprehensive coverage for your home while at the same time provides personal accident and accident medical reimbursement for you and your family - anywhere in the world, 24 hours a day. 
   
Q: My water pipes burst and as a result, it damaged my built-in kitchen cabinet. Does the policy pay for such claim?

Yes, the policy will pay for resultant damage caused by burst water pipes or apparatus within the premises.
     
Q: Due to my negligence, I accidentally caused a fire due to unattended cooking. Will I be liable for my neighbour’s damages?

Yes, you are liable to pay for a third party’s property damages or bodily injury if you are negligent. Our Personal Liability provides a maximum coverage of up to S$500,000. 
     
Q: If I am traveling abroad, does the Personal Accident cover me and my family?

Yes, the Personal Accident Cover and Medical Reimbursement will cover you and your family (all the children) anytime, anywhere, worldwide. 
     
Q: Can I claim against the policy if I have already purchased a separate travel insurance that covers Personal Accident?

Yes, Personal Accident is a benefit policy and you can claim up to the sum insured from the respective insurers. 
 
Q: If I need only out-patient treatment for an accident, does the policy pay for it?

Yes, the benefit provided under Medical Reimbursement will cover you and your family for any inpatient or outpatient expenses incurred as a result of an accidental injury, anytime, anywhere

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