• Extend your HDB Fire Insurance to Include Your Renovated Items, Home Contents, Third Party Liability and other Covers Totalling over S$300,000 For as Little as 19¢ a Day.
• The HDB Fire Insurance covers only the cost of reinstating the damaged internal areas built by HDB. It does not include your own property such as renovated items, home contents, personal belongings and third party liability.
• Be Covered for Fire, Theft and Other Unforeseen Circumstances
• Imagine the financial strain you’ll have to go through to repair or replace your renovated items, home contents and personal belongings if your home was suddenly struck by fire. While reinstating your flat, you may also need to arrange for alternative accommodation. In addition, you may be legally liable for any bodily injury or property damage to your neighbour’s home.
• With the Enhanced Public Housing Contents Insurance, protection even extends beyond fire. You’ll be covered for damages or losses due to robbery or break-in. You and your spouse will also be covered for accidental death for S$10,000 each on a 24-hour, worldwide basis.
• The GIRO Advantage
When you opt for annual payment with automatic yearly renewal via GIRO, you'll enjoy these added benefits:
Easy interest-free installment of S$70.62 per annum
Automatic renewal so you can't forget and your cover never lapses
• ACT NOW & Enjoy A One-Stop Claim Service
• Enrol today for Enhanced Public Housing Contents Insurance with American Home Assurance Company, Singapore Branch, and you will have the advantage of a convenient, one-stop claim service. Processing of claims will be much faster and hassle-free.
• This Enhanced Public Housing Contents Insurance policy is transferable even if you move to another HDB apartment.
For as little as 19¢ a day, you will enjoy greater peace of mind knowing your home and all that’s in it are protected with over S$300,000 coverage.
This comprehensive plan has been designed exclusively for all HDB flat owners and serves to provide you with essential protection when disaster strikes.
For additional coverage and benefits information please see the Enhanced Public Housing Contents Insurance Coverage at a Glance Table (pdf)
Insured Perils:
Q: How long is the Period of Cover and what is so special about the 5-year cover?
The Period of Cover is for 5 years and unique only to us. It also covers against theft by violent forcible entry over the entire period of insurance. More importantly, it supplements the HDB Basic Fire mandatory cover.
Q: What is the definition of Household Contents?
Household Contents shall mean fixtures and fittings installed by the Insured (not provided by the HDB), household furniture and furnishings, clothings and personal effects belonging to the Insured or to members of his immediate family (which shall mean parents, spouse, children or siblings in this policy) or domestic servants permanently residing with the Insured. The details to refer to the Policy terms, conditions and exclusions.
Q: How much can I claim for my valuables (eg. jewellery and watches)?
In the event of theft of jewellery, gold or silver plated items, other precious metals, watches, you can claim up to a maximum amount not exceeding 30% of S$25,000 and S$1,000 for any one item. If claim arises due to other insured perils, the maximum amount shall not exceed 30% of S$100,000 and S$1,000 for any one item.
An excess of S$100 will apply for each & every loss, which means that if your stolen ring costs S$2,000, we will pay S$1,000.
[Example: S$2,000 less S$100 excess = S$1,900 but the policy limit of S$1,000 applies. You can only claim for S$1,000.]
Q: What is the basis of claim settlement?
It shall be on indemnity basis or new for old with provision for wear & tear deduction, if necessary, at our discretion.
Sign up a 5-year plan with upfront premium payment now and enjoy a S$20/- discount.
